Now I wonder why most of us cringe when we hear the word budget. I know that I do! It just doesn’t sound fun. It sounds like the opposite of fun. The Amish folks I’ve met are pretty frugal with their money–sort of like this photo to the right. They don’t have a lot of different clothes or a super fancy buggy. They live plainly, and that’s an example I’d like to follow this year.
I’m resolved to be very budget conscious in 2015. My pastor said something that made a lot of sense to me. He said that often we get this “itch” and we think that if we buy something the “itch” will go away. But it doesn’t. So then we try to buy something else. I’ve been guilty of that before!
Budgets mean different things for different people. I can remember someone telling me and my husband that we didn’t make enough money to have a budget. Ha ha ha. What he meant was that there was no room for planning–we were in full emergency mode! I remember those days, none too fondly.
this year I have started out by looking at automatic deductions from my account and stopping them! For example
- Amazon prime
- 3G service to my iPad
Don’t get me wrong. Those are all good things. But do I need them? No, not really. I don’t purchase enough from Amazon to make back my money in free deliveries (mostly I purchase ebooks). I don’t need 3G on my iPad because my phone will do whatever needs to be done. And while I enjoy audible books, I can rent them from my library.
So what about you? Do you have any good budget tips for 2015?
We're sharing budget ideas! http://t.co/gruMMJBQI3
— Vannetta Chapman (@VannettaChapman) January 9, 2015